OFFICIAL PUBLICATION OF THE MONTANA INDEPENDENT BANKERS ASSOCIATION

August 15, 2023

MIB’s 56th Annual Convention and Trade Show

July 26–28, 2023Big Sky Resort Thank you to our 2023 MIB Convention Event Sponsors! Welcome Reception Sponsors Bell BankUBBCrescent MortgageICBA SecuritiesSelect Bankcard Thursday Breakfast Sponsors Bell BankKeenan & PartnersSelect Bankcard Thursday Lunch Sponsors Holtmeyer & MonsonSelect Bankcard Vendors Reception Sponsors Bell BankShazamGrizzly Security Armored ExpressSelect Bankcard President’s Dinner Sponsor ICBA Securities Hosted Bar Sponsors PCBBCrescent

MIB’s 56th Annual Convention and Trade Show Read More »

The FDIC Was Audited. What Does That Mean for Community Banks? Four Things To Know About the FDIC Audit

The FDIC was recently audited, which means financial institutions may be more susceptible to cyber-attacks and threats. The Office of Inspector General (OIG) examined the FDIC from April 2021 to November 2022 to understand whether the FDIC effectively assesses and addresses IT risks at financial institutions. As a result of the audit, we’re seeing enhanced

The FDIC Was Audited. What Does That Mean for Community Banks? Four Things To Know About the FDIC Audit Read More »

Member News: ICBA 40 Under 40 – 2023 Community Bank Leaders

Daniel Day, President of the Bank of Montana received the 40 Under 40 Community Bank Leaders awards from ICBA. The winners of this award are bankers who are making a difference in their banks and communities through trailblazing innovations, a philanthropic spirit and a dedication to their industry. Education is part of Daniel Day’s leadership style,

Member News: ICBA 40 Under 40 – 2023 Community Bank Leaders Read More »

Associate-Member-Resource-Guide

Featured Associate Member: Citizens Alliance Bank

Like many of the other community banks throughout our great state, Citizens Alliance Bank has a proud and storied history. Since its inception in 1902, it’s seen its fair share of successes and challenges. Making it through the Great Depression and Great Recession come to mind, speaking to the resiliency of its customers, staff and

Featured Associate Member: Citizens Alliance Bank Read More »

Understanding Your Bank’s 401(k) Fiduciary Liability

I’m assuming you offer your employees a robust retirement plan. Just like in banking, ERISA compliance regarding your retirement plan is paramount. Your banking regulator looks for red flags relating to credit or flood determinations or maybe BSA issues. The Department of Labor looks for problems relating to ERISA violations. The Employee Retirement Income Security

Understanding Your Bank’s 401(k) Fiduciary Liability Read More »

Portfolio Power: Barbell Structure May Be the Right Regimen

As yields continue to set cyclical highs during 2023, many community bankers have asked me questions about what their next best purchase should be. Some of them have been surprised to hear an answer that I’ve been giving for the better part of this decade, even though absolute yields and the shape of the curve

Portfolio Power: Barbell Structure May Be the Right Regimen Read More »