August 2023

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July 26–28, 2023Big Sky Resort Thank you to our 2023 MIB Convention Event Sponsors! Welcome Reception Sponsors Bell BankUBBCrescent MortgageICBA SecuritiesSelect Bankcard Thursday Breakfast Sponsors Bell BankKeenan & PartnersSelect Bankcard Thursday Lunch Sponsors Holtmeyer & MonsonSelect Bankcard Vendors Reception Sponsors Bell BankShazamGrizzly Security Armored ExpressSelect Bankcard President’s Dinner Sponsor ICBA Securities Hosted Bar Sponsors PCBBCrescent

The FDIC was recently audited, which means financial institutions may be more susceptible to cyber-attacks and threats. The Office of Inspector General (OIG) examined the FDIC from April 2021 to November 2022 to understand whether the FDIC effectively assesses and addresses IT risks at financial institutions. As a result of the audit, we’re seeing enhanced

Daniel Day, President of the Bank of Montana received the 40 Under 40 Community Bank Leaders awards from ICBA. The winners of this award are bankers who are making a difference in their banks and communities through trailblazing innovations, a philanthropic spirit and a dedication to their industry. Education is part of Daniel Day’s leadership style,

ECOA. Q: The bank has an application that was entered into the automated underwriting system and received an approve/eligible response. But later that same day, during a conversation with the applicant, the bank finds that the property is a leasehold and, thus, not eligible for the secondary market. The bank does not make such loans.

Throughout history, intrepid men have ventured around the globe and occasionally stared into the abyss, and the abyss has stared back. Sometimes, it was nothing more than a frightening experience, but for others, it ended in disaster or near disaster. Right now, I believe, bankers are staring into the abyss and wondering either quietly or

September 16 U of M Tailgate — Griz vs. Ferris State4:00-6:00 pm October 13 Fall Board Meeting, Bozeman October 14 MSU Tailgate — Cats vs. Cal Poly November 1-2 Women in Banking Conference RSVP: assistant@thunderdomelaw.com

Like many of the other community banks throughout our great state, Citizens Alliance Bank has a proud and storied history. Since its inception in 1902, it’s seen its fair share of successes and challenges. Making it through the Great Depression and Great Recession come to mind, speaking to the resiliency of its customers, staff and

I’m assuming you offer your employees a robust retirement plan. Just like in banking, ERISA compliance regarding your retirement plan is paramount. Your banking regulator looks for red flags relating to credit or flood determinations or maybe BSA issues. The Department of Labor looks for problems relating to ERISA violations. The Employee Retirement Income Security

As yields continue to set cyclical highs during 2023, many community bankers have asked me questions about what their next best purchase should be. Some of them have been surprised to hear an answer that I’ve been giving for the better part of this decade, even though absolute yields and the shape of the curve