OFFICIAL PUBLICATION OF THE MONTANA INDEPENDENT BANKERS ASSOCIATION

Pub. 11 2023 Issue 1

Alliant: Built Differently To Serve You Better

Founded on the Belief That More is Possible, and Expectations are Meant to be Exceeded

Alliant Insurance Services provides insurance and consulting services engineered to mitigate risk, improve performance, and promote long-term growth. With offices across the U.S., Alliant’s diverse service profile encompasses property and casualty insurance, employee benefits, underwriting, surety, and financial products and services driven by industry experts who understand the unique market dynamics our clients face.

For close to 100 years, our clients and partners have had profound confidence in us to deliver in all market climates. Our solution-focused commitment to meeting the unique needs of our clients assures the delivery of the most innovative insurance products, services, and ideas in the industry.

We are one of the top 10 largest insurance brokerage firms in the U.S. and a trusted advisor to clients across a broad range of industry verticals. Our mission is to show our employees and clients that more is possible because high expectations give us inspiring new opportunities to exceed them.

Our culture and operations are different by design, with the goal of attracting the best people and empowering them to deliver extraordinary results to our clients and partners.

Our Services

Benefits Strategy: Alliant’s approach to a benefits strategy is simple: we’re here to help our clients manage the complexities and challenges of the healthcare and benefits landscapes, providing a road map that aligns their diverse workforce needs to their business and financial objectives. Ultimately, we provide a strategy to produce the results needed, manage costs, and get the best value for their investment.

Health & Productivity: A strong link exists between the health of employees and an organization’s financial health, and it is a constant challenge to support healthy behaviors within a healthcare system that provides very few incentives. With a team of clinicians and health management consultants, we integrate workforce health data into benefit design and strategy, identifying a blueprint for action.

We assist with the design, implementation, and continuous optimization of these results to enhance business strategies, reduce the spiraling costs of healthcare benefits, and provide opportunities to engage employees in informed care decisions and healthy lifestyle choices.

Voluntary Benefits: Today’s workforce spans generations, and each generation looks at work, life, money, and financial well-being in different ways. Our customizable voluntary benefits programs are designed by our experienced and industry-leading VB specialists who continuously strive to ensure that our knowledge and insights evolve with the voluntary benefits landscape. With program partners that can integrate seamlessly into existing systems, our focus is on enhancing and simplifying life for HR teams and employees.

Pharmacy: One of the most widely used — and highly valued — benefits among employees is access to the prescription medications they need at prices they can afford. Pharmacy benefits are one of the hardest decisions to make. From pharma trends that impact pricing to how to integrate pharmacy benefits into medical plans, the cost is only a fraction of the decision-making process. Our pharmacy team is staffed with experienced pharmacists, consultants, and analysts who are committed to ensuring that clients and their employees avoid wasteful and unnecessary spending.

Global Workforce Consulting: Our global consultants specialize in serving U.S. multinational organizations in more than 100 countries. From a global benefits strategy to new country expansion, renewal management, benefits inventory, competitive benchmarking, and employment cost analytics, we offer a single, agile team of experts to support international operations.

We provide localized employee benefits expertise that is easy to understand, as well as administrative software that’s easy to learn and use. Our Alliant team manages the relationships with local brokers around the globe, provides streamlined and data-backed benefit recommendations, and relieves clients of time spent with administrative details.

Absence, Disability, and Life: Historically, an aging workforce, common injuries, and pregnancy drove the need for income protection programs. With a sharp increase in behavioral health issues and economic challenges ranging from student loan debt to retirement planning, Absence, Disability & Life programs are becoming more important for employees — and more expensive for employers. A steep rise in regulation at all levels has affected paid leave, family leave, and caregiver leave, creating new challenges for employers to manage, integrate, and pay for these changes.

We deliver strategic and innovative program solutions to many of the nation’s largest and most complex Fortune 500 companies. Our specialists bring decades of expertise and a partnership mindset to help successfully navigate this fast-changing environment. We review every aspect of the benefits strategy — plan design, funding structure, carrier selection, contract arrangements, and pricing levels — and recommend creative solutions to improve short and long-term cost savings.

Employer Technology Consulting: Optimized technology delivers substantial value and streamlined workflows, time-saving administrative solutions, and intuitive employee tools.

Our Employer Technology Consulting (ETC) team advocates for best-in-class technology solutions that blend HR automation with innovative employee engagement tools. We support solutions for benefits administration, payroll, HCM/HRIS, communications, technology consulting, employee life cycle management systems, employee navigators (online enrollment), and more.

Stop Loss: The frequency and severity of catastrophic claims continue to increase exponentially. Protecting companies from those potential high-cost claims can be an investment too. Alliant’s Stop Loss practice provides personalized, integrated solutions to self-funded clients helping minimize the risk and costs. Strategic partnerships, including pre-negotiated contract terms with preferred stop loss carriers, provide comprehensive coverage at a competitive market price, with access to data analytics and market-leading clinical resources.

At Alliant, we celebrate the collective intelligence of our people. We are constantly learning and growing, enabling us to challenge the status quo on how we deliver our products, services, and experiences to our partners. We call this mindset creative agility. It means that we are not only striving to find solutions today, but we’re already looking ahead to solve tomorrow’s challenges. Find out more at alliant.com.