January 2023

Founded on the Belief That More is Possible, and Expectations are Meant to be Exceeded Alliant Insurance Services provides insurance and consulting services engineered to mitigate risk, improve performance, and promote long-term growth. With offices across the U.S., Alliant’s diverse service profile encompasses property and casualty insurance, employee benefits, underwriting, surety, and financial products and […]

A long-standing biannual tradition, the Montana Independent Bankers joined with the Montana Bankers Association to host the Montana Banker’s Days at the Capitol held January 10 – 11 in Helena. The event brought together bankers from all across the Treasure State to discuss federal and state policy matters impacting Montana’s community banking industry. Attendees heard

PMI. Q: Our mortgage area is considering adding this paying for private mortgage insurance (PMI) upfront as an option for our borrowers. I am not familiar with this subject and want to make sure we are following the proper procedures. When a borrower pays for PMI upfront in a single payment, do they still need

As we enter a new chapter and start a new financial statement cycle, know that ICBA will be there to support you with tools, resources, and advocacy efforts. The beginning of a new year feels like a fresh start, a new chapter in our stories. We have a blank page on which we can write

I’ve always been a glass-half-full guy, and though 2023 is expected to be a challenging economic year, it also will bring opportunity. We simply need to remember what makes us special as community bankers, and with that as our foundation, we can embrace this season of change in four primary ways: Demonstrating the community bank

As the calendar rolls over into another new year, I am reflecting on the importance of focusing on what community bankers do for a living and what the profession does for our local communities. This is because, as the author E. Stanley Jones stated, “Whatever gets your attention … gets you.” For the last several

The end of each year is a time I tend to reflect on the prior year’s achievements and failures to look forward to the possibilities of a new year and to be thankful for all life’s gifts, the most important of which are friends and family. While I have many reasons to be thankful for