Crescent Mortgage Company was founded on February 16, 1993, as a “Community Bank” wholesale lender in the Southeastern United States. Thirty-plus years later, now working in 47 states, we continue to assist our partners in navigating the difficulties of mortgage lending, while working to bring the dream of homeownership to their customers.

What makes us different? Very simply, number one is our employees. Dawn Cooley has been representing Crescent Mortgage for over 15 years. As Vice President, she has been integral in building out the western half of the United States. She is consistently a top producer with Crescent Mortgage and is always available to help structure financing and train loan originators to ensure the client is receiving the best possible program and rate available for their circumstances. It is people like Dawn and her team that make the difference at Crescent.

But that is just the beginning. Our mission statement says it all:

“We are totally committed to daily exceeding the expectations of our customers.”

At Crescent Mortgage, we have identified the need for community lenders in today’s mortgage environment. We understand the complexity and requirements of mortgage lending in the world today. We are always striving to bring the “big bank” benefits to community bank lending without the costs or the risk.

Some of the benefits we offer include:

• All the typical mortgage products (FNMA, FHLMC, FHA, VA, USDA). In addition, we offer an array of low downpayment, first-time homebuyer, construction to permanent and renovation loans, Jumbo, Alt -A and much more to meet the needs of virtually every borrower.
• “State of the art” technology with our Loan Operating System. The system provides point-of-sale website technology to allow your customer to access their application, electronically sign disclosures, and upload documentation securely, all branded with your company name and information.
• Help with reducing risk. We offer an agreement that eliminates repurchase and recourse for everything except institutional fraud. No early payoff, no first payment default penalties! We also warrant the compliance of the documentation we deliver for you.
• Our “pay as you go” processing, underwriting, and document preparation. You can take advantage of cutting your costs by using virtually every step to legitimately outsource. Crescent Mortgage can handle it for you.
• Exceptional service. We know everyone says this, but we are different. Through the entire last five years of operation, during some of the busiest times in mortgage history, Crescent Mortgage never got to more than 48 hours in our initial underwriting turn times and was always 24 to 48 hours in conditions and closings. We never stop taking self-employed borrowers because their credit score was too low or the loan amount wasn’t sufficient. We will treat every loan as if it was our most important client, just like you do. We will never solicit your customers for anything. After all, they are your bank client!

Isn’t it time to rethink your mortgage lending structure and bring your institution into a profitable, competitive, aggressive model that blends personalized service and the latest technology?