Hello, my friends,

Winter in Montana usually brings a slower pace, but this year it has not felt slow at all. Despite an incredibly mild winter, I have managed to spend plenty of time skiing, snowmobiling and snow biking, taking advantage of every opportunity to be outside. The warm temperatures and clear days have even allowed me to sneak in a couple of BASE jumping trips, something that does not normally make it onto my winter calendar. Time outdoors gives me space to think, and lately I have found myself thinking less about where community banking has been and more about where it is going next.