February 5, 2026

While I may be biased, I believe that being a community banker is the best profession there is. There’s just something about watching your customers realize their dreams — whether buying their first home, opening a small business or starting their kid’s college fund — that is second to none.

Looking back on 2025, we have advocacy successes to celebrate. From tax reform and the ACRE tax deduction for interest earned on agricultural real estate loans to President Donald Trump signing into law legislation to bar credit reporting agencies from selling “trigger leads” when consumers apply for a residential mortgage, we have seen developments that signal a deeper understanding of the role community banks play.

Happy New Year! It’s hard to believe that 2026 is already here. As I reflect on the past year, I’m reminded of what a successful team we are due to the commitment and dedication each of you brings as members of the Montana Independent Bankers.

Winter in Montana usually brings a slower pace, but this year it has not felt slow at all.