October 26, 2023

Tailgate Cosponsored by MIB and Bell Bank October 14thMontana STATE BOBCATS vs. Cal Poly MustangsScore: Bobcats 59 / Cal Poly 19Cooler Drawing Winner: Caleb VelgersdykRTIC Cooler Donated by Bell Bank

Tailgate Cosponsored by MIB and UBB September 16thMontana Grizzlies vs. Ferris State BulldogsScore: Grizzlies 17 / Ferris State 10Game Winners: AJ King, Three Rivers Bank and Gary Wagner, Ascent Bank

Young & Associates provides banks and thrifts with support for their compliance programs, independent reviews, and in-bank training, as well as a full menu of management consulting, loan review, IT consulting and policy systems. BSA. Q: Are we required to verify the identity of the beneficial owners that are listed on the beneficial ownership certification

Technology continues to insinuate itself into almost every facet of our daily lives, whether it is personal or work-related. As a result, protecting data privacy has become increasingly more relevant to every consumer and business. In 2022, 422 million people were affected by data breaches at U.S. companies with an average of 4.8 breaches per

The phenomenon of “quiet quitting” in the workplace is growing in recognition. It often refers to workers fulfilling their job description duties while refusing to go above and beyond or invest emotionally in their work. Over 50% of workers surveyed by Gallup in June 2022 said they feel this way about their current positions. Other

Home Equity Line of Credit (HELOC) scams continue to be a costly and challenging issue for financial institutions. Wire transfer fraud can easily reach millions of dollars, and with advancements in technology such as online databases for county clerk records, online banking and online title searching, data commonly used by financial institutions to verify customer

“As you get older, three things happen: the memory goes, and I forget the other two.” — Erma Bombeck Being one who can empathize with the late, great humorist Ms. Bombeck, I thought it might be interesting to discuss a segment of the fixed-income universe that has served community banking well over the decades. It’s

In the ever-evolving landscape of the financial industry, Young & Associates, Inc. (Y&A) has consistently stood as a beacon of expertise and guidance for banks, credit unions and financial institutions across the nation. Founded in 1978, Y&A has not only weathered the storms of change but has thrived in this dynamic arena, offering a comprehensive

2023 November 1-2  Women in BankingBozeman, MT December Membership Renewals Mailed   2024 January 30 Memberships Renewals Due February 9 MIB Board MeetingGreat Northern Hotel Helena, MT March 14-17 ICBA LiveOrlando, FL April 10 MIB Spring Board MeetingFirebrand HotelWhitefish, MT April 28-May 1 Capital SummitWashington, D.C. July 17-19 Convention and Trade ShowHilton Garden InnMissoula, MT

Navigating the regulatory landscape is like getting on a roller coaster. There are ups and downs, and you’re never sure what’s around the next turn or when you’re going to get thrown for a loop. Right now, that wild ride comes courtesy of Silicon Valley Bank and other bank failures, and we’re looking at potential

I’ve never been prouder to be a community banker than I have this year. As ICBA Chairman, I have had the opportunity to tour the country, meeting community bankers from all over. I have consistently heard stories of how we support those who need us: our communities. Everything I have believed about community banking is

Welcome to our Fall 2023 edition of the Community Banker. This has been one of the most beautiful stretches of fall weather I can recall. There is no substitute for living in Montana at any time of year, but particularly in the late summer and fall. The obvious being stated, I write this article on

In our spring issue of this magazine, I mentioned that ICBA had launched their national “BankLocally.org” marketing campaign to educate the American public on the benefits of community banking and why their choice of bank matters. The timing of that launch could not have been more perfect given what was going on in the banking