January 2022

MIB ASSOCIATE MEMBER RESOURCE GUIDE
MIB Associate Members support your association with annual dues, sponsorships, discounted services
and royalty agreements. Please use these dedicated companies to meet your banking needs.

2021 MIB MEMBERSHIP DIRECTORY American BankLivingston, MT406.222.2265americanbankmontana.com Ascent BankHelena, MT406.442.8870ascentbank.com Bank of BozemanBozeman, MT406.587.5626bankofbozeman.com Bank of MontanaMissoula, MT406.829.2662bankofmontana.com Belt Valley BankBelt, MT406.277.3314beltvalleybank.com Citizens Bank & Trust Co. of Big TimberBig Timber, MT406.932.5311ctznsbank.com Eagle BankPolson, MT406.883.2940eaglebankmt.com Farmers State BankVictor, MT406.642.3231farmersebank.com First Citizens Bank of ButteButte, MT406.494.4400fcbob.com First Montana BankMissoula, MT800.824.2692firstmontanabank.com First Security Bank of Deer LodgeDeer Lodge,

When I started my IT career over 20 years ago, the threat landscape wasn’t quite threatening. The world experienced a handful of viruses a year. They had pleasant names like “I LOVE YOU,” “HAPPY 99,” and even “ANNA KOURNIKOVA.” They were inviting. Don’t get me wrong. These attacks weren’t benign; they did damage. Some even

We find most banks have a high level of concern for the costs, the performance and the productivity of their business development efforts.

The current financial industry is innovative, but as banking organizations have expanded their activities, they have also faced an increasingly complex regulatory environment. Plus, COVID-19 complications have exposed several high-profile compliance breakdowns.
Federal and state regulatory agencies, legislators, and the general public are working to protect banking customers like never before. They are rigorously examining consumer and small business banking customer practices and regulatory compliance performance.

Compliance Q&A – Young & Associates provides banks and thrifts with support for their compliance programs, independent reviews, and in-bank training, as well as a full menu of management consulting, loan review, IT consulting, and policy systems.

Stockman Bank has been a long-time supporter of collegiate rodeo. Like Stockman, rodeos have deep Montana roots and exemplify the western values that make our state so great. We are proud of Montana’s collegiate barrel racers, wranglers, rough riders and rodeo stars.

Retail sales of adult-use cannabis began in Montana Jan. 1, topping $1.5 million in sales the first weekend alone. Looking at the experience of states that have previously implemented legal adult-use cannabis programs, we can predict fairly well what will happen next: a surge of investment, new businesses, and demand for capital.

I’ll let you in on a secret: sometimes your columnist runs out of new ideas to cover. A dearth of new products, no new regs, a stable rate environment – all of these can cause a writer to run aground while sailing the financial seas in search of material.