Pub. 6 2018 Issue 3

8 The Community Banker www.mibonline.org GLACIER BANCORP Featured Member Bank UTAH COLORADO ARIZONA Durango Yuma Powell Evanston Pocatello /Chubbuck Prescott Prescott Valley Casa Grande Tucson Craig Rangely Oak Creek Cañon City Pueblo/Pueblo West Colorado Springs Aurora Denver Salida Colorado City Florence Grand Junction Pagosa Springs Steamboat Springs Meeker Lovell Rock Springs Wheatland Torrington Guernsey Laurel Big Sky Three Forks West Yellowstone Alpine Afton Pinedale Anaconda Idaho Falls/Ammon Hailey Nampa Ketchum Rexburg Meridian Lakeside Polson Pablo Ronan Thompson Falls Columbia Falls Hayden Libby Ponderay Sandpoint Bonners Ferry Eureka Bigfork Plains Hamilton Chinook Fort Benton Fairfield Vaughn Choteau Havre Chester Kemmerer Mountain View Morgan Mountain Green Park City Cody Spokane/ Spokane Valley Ione Newport Post Falls Twisp Edmonds Omak Boise Okanogan Brewster Chelan Coeur d’Alene Whitefish Bozeman Lewistown Billings Kalispell Missoula Helena /East Helena Grand Coulee Wenatchee/East Wenatchee Waterville Eagle Corvallis Brigham City WYOMING MONTANA IDAHO WASHINGTON Buena Vista Butte Belgrade Division Bank Locations G LACIER FAMI L Y OF BANKS Member FDIC DivisionofGlacierBank DivisionofGlacierBank DivisionofGlacierBank Revised July 2018 A t Glacier Bancorp (GBCI), we consider ourselves a company of community banks, not a banking company. Our unique model has 14 separately branded community bank divisions (each with their own full decision making board of directors) in seven states, 61 counties and 104 cities totaling $12B in assets. Six of those banking divisions along with the holding company (GBCI) are in 18 counties and 34 cities in Montana, totaling $6B in assets. Over half of GBCI’s 2700+ employees reside in Montana as well. In June of 1955, First Federal Savings & Loan was formed in Kalis- pell, Montana and became a savings bank in 1983. The publicly traded Holding Company was formed in March of 1984. The first acquisition was Glacier National Bank in January of 1989 and in 1990 the company became a state charted bank and the names Glacier Bank & Glacier Bancorp were formed. In April of 2012, all the individual charters were collapsed into one state of Montana charter, keeping the separately branded banking divisions. Since that first acquisition in 1989, there have been over 30 additional acquisitions ranging from $150M to $1B in assets either rolled into our existing branded banking divisions or creating new banking divisions, along with core growth in each market to get to our current structure above. GBCI bank divisions offers bigger bank capabilities and community bank service with local decision making. All our bank divisions offer all consumer and business banking services. On the acquisition front, GBCI considers itself a kinder and gentler acquirer than other banks, modeling in significantly less cost, saves and cuts than other acquirers and allowing the acquired banks much more autonomy and decision making to continue to serve their customers and communities. A ma- jority of our customers don’t even know the holding company exists. Our bank divisions focus on the blocking and tackling of banking, growing core deposits and loans, while GBCI deals with the regu- latory burdens and some of the non-customer facing duties and responsibilities. This allows our great people in the bank divisions to be fully involved in those banking relationships and the communities they serve. Our corporate structure is very flat, with minimal holding company departments and personnel, pushing the majority of man- agement and decision making down to the bank level. All GBCI bank divisions and their personnel believe in giving back to the commu- nities they serve to make our neighborhoods the very best places to live and work, and are proud to serve in those communities through donating their time and efforts in every way possible.