Pub. 4 2016 Issue 3

7 Fall 2016 The Community Banker Three Rivers Bank of Montana sees immediate returns with SBA lending. You can, too. We help Montana banks profit from one of the most lucrative products they can offer — SBA loans. • Add non-interest fee income without adding staff or overhead. • Earn a 12-14% premium on the guaranteed portion of the loan. • Let our experts do all the work — at no net cost to you! Getting started is easy. Call 800.340.7304. www.holtandmon.com “We probably would not be in the SBA loan business right now if it were not for Holtmeyer & Monson.” John King , Chairman/CEO Three Rivers Bank of Montana SBA Emerging Lender Award Recipient Don’t miss out on our great rate! Ask your lender about MBOH loans. Ready to buy a home? We are here to help. Affordable 30-year fixed-rate Mortgages Various programs to meet your needs Down payment assistance Quality in-state servicing housing.mt.gov