Pub. 4 2016 Issue 2

13 Summer 2016 The Community Banker Let’s Talk. Give your Vice President/Member Solutions a call to walk through your options. LETTERS OF CREDIT With the end of the year quickly approaching, it’s time we had a talk.…about LOCs that is. FHLB Des Moines Letters of Credit are a unique solution to some of your institution’s most common needs. • Let’s Talk Liquidity • Let’s Talk Regulators • Let’s Talk Cost Eric Jensen ejensen@fhlbdm.com 206.340.2489 Chris Thomas clthomas@fhlbdm.com 206.340.2370 For details around requesting a Letter of Credit, visit members.fhlbdm.com/letters-of-credit. COST EFFECTIVE FHLB DES MOINES DEPOSITS REGULATORS LETTERS OF CREDIT SOLUTIONS LIQUIDITY