Pub. 4 2016 Issue 2

11 Summer 2016 The Community Banker Young & Associates, Inc. Serving Community Banks Since 1978 Phoenix, AZ • Kent, OH The goal of Young & Associates, Inc. is to meet the unique needs of our community bank clients. Our focus is to improve bank pro tability, increase shareholder value, reduce the regulatory burden, and improve bank/regulatory relations. • Strategic Planning • Regulatory Assistance • Capital Planning • Liquidity Planning • Interest-Rate Risk Assessments • Loan Review • ALLL Review • Compliance • Information Technology • Internal Audit • Mergers & Acquisitions Whatever your needs, we have an expert among our 45-person team to assist you. C o n s u l t a n t s t o t h e F i n a n c i a l I n d u s t r y John Fahrendorf Executive Vice President Western Division 602.321.9463 S cholarships: Pioneer Federal Savings and Loan Association and their foundation, the Pioneer Fed- eral Community Foundation Inc., continued their long-es- tablished annual tradition of awarding a $1,500 scholarship to both a graduating Beaver- head County High School and a Powell County High School senior. This year’s winners were Char Rae Hazel and Beau Davis who are attending the University of Montana-Western and the University of Montana respectively. Pioneer Federal Supplies Funding for New Rigging and Curtains at Rialto Theatre: For several years, the Rialto Community Theatre in Deer Lodge has been working to find a way to make stage op- erations work more efficiently and to hide the double back doors and other distracting features from the audience during live events. Over the past two weeks, these issues have been resolved thanks to a generous $33,275 dona- tion from the Pioneer Federal Community Foundation, Inc. Since a devastating 2006 fire at the Rialto Theatre, Pioneer Federal Savings and Loan of Deer Lodge and Dillon and its charitable Foundation have combined contributions of over $142,000 towards the rebuilding and improvements. This total does not include the financial support Pioneer Federal supplied to the Rialto Theatre prior to the 2006 fire. Pioneer Federal Purchas- es a Scoreboard: When the Dillon Cubs American Legion baseball program outgrew their long time field on prop- erty owned by the UM-West- ern located within the heart of Dillon, a plan was put into place to build a new top-notch facility at one of the Dillon City Park complexes. Thanks to the efforts of many over the past two years, a quality field and facility are now in use for this successful program. Pioneer Federal Savings and Loan As- sociation proudly purchased a modern, high tech scoreboard for the new Dillon Cubs Ameri- can Legion Baseball facility. Phil Willet Joins Pioneer Federal: Phil Willett has joined Pioneer Federal Savings and Loan Association as Executive Vice President. A native of Ennis and a graduate of the UM-Western in Dillon, Phil began his banking career spending eight years with State Bank of Dillon (now Bank of Commerce), before moving to Bozeman with Mountain West Bank. He has spent the past three years working for Stockman Bank most recently as Vice President/Brank Manag- er in Manhattan. Phil is also a graduate of the Pacific Coast School of Banking. He and his wife Ashley, a Dillon native, and daughter are pleased to be back in Dillon. Team Building: On a recent beautiful summer Saturday, all 20 full-time Pioneer Federal Savings and Loan Association employees and 7 of 9 Directors gave up a day of fun in the sun to attend an Association-spon- sored workshop focused on personalities and communi- cations in the workplace. A fun and entertaining day was spent by those in attendance learning about themselves and their co-workers. year. Garfield County Bank has already made a commitment to provide another beef for the 2016-2017 school year. The beef will again be purchased at the 4-H sale at the Garfield County Fair in August, allowing Garfield County Bank to sup- port local schools and the local 4-H program at the same time. PIONEER FEDERAL SAVINGS AND LOAN ASSOCIATION FUNDS COMMUNITY ENDEAVORS