Pub. 4 2016 Issue 1

5 Spring 2016 The Community Banker Send Your Applications in NOW for the 2016 MIB OUTSTANDING YOUNG BANKER AWARD One exemplary young banker will receive:  Free 2016 MIB Convention registration  3 nights lodging at Red Lion Kalispell  $100 in travel expenses  An honor plaque and  Prominent mention in the MIB magazine and website Qualified Applicants must:  Be employed by an MIB member bank for 3 consecutive years or more  Be 35 years of age or under  Not be a recipient of a prior Young Banker Award Apply by June 17, 2016 by downloading and submitting the form found at http://mibonline.org/ training/scholarships-and-awards/. Contact MIB at (406) 449-7444 or lwelker@mibonline.org ICBA_8387BancardV2.indd 1 11/16/15 2:21PM Three Rivers Bank of Montana sees immediate returns with SBA lending. You can, too. We help Montana banks profit from one of the most lucrative products they can offer — SBA loans. • Add non-interest fee income without adding staff or overhead. • Earn a 12-14% premium on the guaranteed portion of the loan. • Let our experts do all the work — at no net cost to you! Getting started is easy. Call 800.340.7304. www.holtandmon.com “We probably would not be in the SBA loan business right now if it were not for Holtmeyer & Monson.” John King , Chairman/CEO Three Rivers Bank of Montana SBA Emerging Lender Award Recipient