Pub. 3 2015 Issue 3

9 Fall 2015 The Community Banker FRONTLINE PROCESSING S ince 1997, Frontline Processing has been a nationwide leader in credit card and payment processing. Our staff has over 60 years combined experience in handling merchant credit card accounts. Frontline’s sponsor bank is Wells Fargo Bank, N.A., one of the largest banks in the world. Frontline offers many options for credit card processing, electronic check conversion & guarantee, ACH & EBT services, custom gift cards, wireless terminal services, advanced point-of-sale solutions, and the most comprehensive pay- ment gateways in the industry. Our corporate headquarters houses its underwriting, risk management, IT and legal departments, and boasts one of the only live customer support departments in the country. Frontline has a team of professional representatives who assist our many banks, associations, non-profit organizations and merchants with a wide variety of merchant services. Frontline is a level 1, PCI Compliant company, the highest level of security in the industry. Frontline is a member of the Better Business Bureau and holds an A+ Rating and is 5 Star rated from Merchant Maverick. On average, we save our merchants 12% or more on their credit card processing fees. Announcing The Payment Portal, powered by Frontline Process- ing! Your one stop shop for a variety of merchant services geared to make signing up for merchant services easier. The Payment Portal is also easily branded for any organization to become a referral part- ner with Frontline. www.PaymentPortal.us Our services provide an instant profit center. See immediate returns with SBA lending. We help community banks profit from one of the most lucrative products they can offer — SBA loans! • Add non-interest fee income without adding staff or overhead. • Earn a 7-10% premium on the guaranteed portion of the loan. • Let our experts do all the work — at no net cost to you! Getting started is easy. Call 800.340.7304. www.holtandmon.com Featured Associate Member