Pub. 3 2015 Issue 2

10 The Community Banker www.mibonline.org Featured Associate Member F ortner, Bayens, Levkulich & Garrison, P.C. strives to pro- vide unmatched expertise in financial institution services, delivered on time and at a competitive price. We believe that the needs of your bank are unique, and therefore our approach is client driven, not product driven. You have the flexibility to choose any combi - nation of our services. We have a strong commitment to quality and excellence in all the services we provide. We provide the highest level of bank accounting and advisory expertise possible. As specialists in community and independent banks, our ex- pertise cannot be matched by a general practice accounting firm. We know the pressures and challenges you face, and that is why we want to make our relationship with you less work. We make it easy to do business with us. Our goal is to be your partner who provides expert guidance and peace of mind. We have been in business since 1977 and, since then, have provided advice on countless issues that impact bankers. We draw on our wide range of banking expertise and on our unique perspective to identify a variety of options, and work with you to develop creative solutions. Without a doubt we believe that our growth and success are due to our com- mitment to custom-tailor our services to fit your individual needs, while maintaining our trademark attention to detail and overall standard of excel- lence. As an independent banker, your needs are numerous and varied. We are a full-service accounting firm specializing in those diverse needs of banks. We are committed to contin- uous training and research on current developments to en- sure that you are receiving the best, most up-to-date advice possible. Our services include: • Audit - Our Audit Services couple unmatched banking expertise with personalized attention. Our firm provides services exclusively to banking clients, and you can count on direct, ongoing contact with your engagement partner, ensuring top-level expertise, consistency and accountability no typical firm can match. • Asset Review - Our Asset Re- view services provide you with a full menu of the most exten- sive review services available, performed by seasoned profes- sionals who will help identify potential concerns in your loan portfolio. Every member of out the Asset Review team has worked in the banking industry or with a regulatory agency. • IT Security - Our Information Technology Security Services help you evaluate your current information security risk profile and develop appropriate con- trols to manage identified risks. We evaluate your information technology policies and pro- cedures for compliance with regulatory and GLBA require- ments. Our specialists use a variety of tools to assess the external and internal vulnera- bilities in your IT infrastructure. • Compliance - We design our Regulatory Compliance services to fit your needs. Too often, community banks do not have the required resourc- es to stay current on extensive, constantly changing regula- tions, and our services have been specifically designed to fill your manpower gaps. • Trust - Our Trust Services are designed to review your Trust Department in the following areas: Risk Assessment, Com- pliance and Account Adminis- tration, Asset Management and Accounting and Physical Secu- rity Controls. We have expe- rience working with personal trust, agency, employee benefit and corporate trust fiduciaries with assets under manage- ment of up to $3 billion. • Tax - Our Tax Services will help put you in a position to maximize your tax benefit. We will conduct a prompt assess- ment of your bank’s current tax position. We have extensive experience and keep current on Internal Revenue Service and bank regulatory concerns about bank tax issues so you can avoid problems before they arise. • Employee Benefit Plan Audits- We provide Employee Benefit Plan Audits that comply with the annual reporting obligation under the Employee Retirement Income Security Act of 1974 (ERISA). We will obtain plan documents and test contribution and alloca- tion data for compliance with these plan documents as well as both ERISA and Department of Labor regulations. To learn more about any one of these services, please visit our web site at www.fblg-cpa. com or give us a call at 303-296- 6033. While visiting our site, sign up to receive our monthly Banking Letter, which details important banking issues and updates. FORTNER, BAYENS, LEVKULICH & GARRISON, P.C.