Pub. 11 2023 Issue 4

I EMPOWERING YOUR INSTITUTION HOW YOUNG & ASSOCIATES ENHANCES BANKING BRILLIANCE In the ever-evolving landscape of the financial industry, Young & Associates, Inc. (Y&A) has consistently stood as a beacon of expertise and guidance for banks, credit unions and financial institutions across the nation. Founded in 1978, Y&A has not only weathered the storms of change but has thrived in this dynamic arena, offering a comprehensive suite of services that redefine success for financial organizations. FINANCIAL INDUSTRY EXPERTISE — PROVEN RESULTS In a world where regulations seem to change at the speed of light and the financial landscape undergoes constant transformations, Young & Associates takes pride in being a trusted partner for institutions seeking stability and growth. With over four decades of experience, our firm possesses an unparalleled understanding of the intricacies of the financial sector. Young & Associates provides trusted guidance in this ever-changing industry and offers value-added services delivered by experts. Our team of consultants comprises former banking executives, bank regulators and seasoned finance professionals who have walked in your shoes and faced the same challenges. Their distinctive experience, forged through years of hands-on work, uniquely qualifies them to understand and resolve your institution’s most pressing issues while enhancing your team’s capabilities. COMPREHENSIVE SERVICES FOR A CHANGING WORLD The financial industry is multifaceted, and each institution faces unique challenges. Young & Associates recognizes this diversity and offers an all-in-one solution for your financial needs. Whether it’s regulatory compliance, lending, IT security, risk management or any other facet of the financial landscape, our services cover it all. Y&A is your one-stop solution provider. What sets us apart is our unwavering commitment to excellence, backed by decades of real-world experience. Quality is not just a buzzword for us; it’s the cornerstone of our culture, and it’s reflected in the level of service we provide to our clients. We take a meticulous approach, leaving no stone unturned to ensure that we deliver actionable results that drive your institution towards success. A FOCUS ON EMPOWERING FINANCIAL INSTITUTIONS At Young & Associates, our sole focus is on financial institutions. This singular dedication ensures that we possess in-depth insights into your specific challenges and opportunities. We understand that each institution is unique, and our diverse team possesses the expertise needed to address the complexities of any issue, ensuring your success. But we don’t stop at providing services; we aim to build lasting partnerships, not transactions. In a relationship-based industry, trust is paramount. We work collaboratively, side by side, to understand your goals and challenges. Your success is our success, and we’re dedicated to helping you achieve your financial aspirations and support the communities where you reside. SUPPORTING COMMUNITY BANKING THROUGH EDUCATION, IN PARTNERSHIP WITH MIB Y&A recognizes the significance of community banks in Montana’s communities and economies. We’ve forged a strong partnership with MIB and are dedicated to empowering local institutions through education and training initiatives. Our commitment to education shines through our cornerstone service, the Community Bankers for FEATURED ASSOCIATE MEMBER 14 Community Banker

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